Budgeting is the best way to make the most of your money. While this may seem obvious, it's also backed up by an economic concept called the time value of money (tvm). Here's how they work, where and how to buy one, and the pros and cons of using them. Money orders are a printed order for payment of a specified sum, issued by a bank or post office, but can be easily tracked and canceled. When you make a payment with a money order, you may wonder whether the recipient received your payment.

While this may seem obvious, it's also backed up by an economic concept called the time value of money (tvm).

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Money orders are excellent alternatives to checks, as they are considered less risky.

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